How We Work
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
John Garrard
President
(601) 981-5939
John Garrard was born and raised in the Mississippi Delta. He attended Mississippi State, graduating with a B.B.A. in Banking and Finance. John worked for a bank in the Jackson, Ms., market, before enrolling at Millsaps College, where...
Billy Garrard
Executive Vice President
(601) 981-5939
Billy Garrard was born and raised in the Mississippi Delta. He graduated from the University of Mississippi in 1972 with a degree in Banking and Finance. His banking career began in 1972 with the Bank of Anguilla. While there, he...
Jack Garrard
Investment Advisor Representative
(601) 981-5939
"An investment in knowledge pays the best interest." — Benjamin Franklin Born and raised in Jackson, Jack Garrard has been a financial adviser at Optimum Financial Services since 2018. After receiving a BBA from Mississippi State...
Dena Lundberg
Account Assistant
(601) 981-5939
Dena Lundberg, assistant at Optimum Financial Services, was born and raised in the Jackson area. After graduating from the University of Alabama, she moved to Atlanta and pursued a career in Human Resources. Working in the printing...